What is a finance service?

Finance services encompass a broad range of activities related to managing money. This includes banking, investing, insurance, lending, and financial planning.

What is personal finance?

Personal finance involves managing your own money, including budgeting, saving, investing, and planning for retirement. It also includes managing debt, credit, and understanding tax implications.

How can I improve my credit score?

To improve your credit score, pay your bills on time, reduce your debt, avoid opening too many new accounts at once, and regularly check your credit report for errors.

A mortgage is a loan used to purchase real estate, where the property itself serves as collateral. The borrower repays the loan over a set period, typically 15 to 30 years.

What is the difference between secured and unsecured loans?

Secured loans are backed by collateral (e.g., a car or house), which the lender can seize if you default. Unsecured loans do not require collateral but usually have higher interest rates due to the increased risk to the lender.

What is a financial plan?

A financial plan is a comprehensive evaluation of an individual's current and future financial state, using known variables to predict future cash flows, asset values, and withdrawal plans. It often includes budgeting, savings, investments, insurance, and retirement planning.

How do I find a good financial advisor?

Look for a financial advisor with relevant credentials (e.g., CFP, CFA), a fiduciary duty to act in your best interest, positive client reviews, and a clear fee structure. Interview multiple advisors to find one that fits your needs and goals.

Mobile on emi Archives - Hulas Finserv

best phone under 40000 in nepal, Mobile on emi June 30, 2025

Top 5 best phone under 40,000 in Nepal

Smartphones are easy to carry, convenient to use, and a source of entertainment, attracting nearly every group. People enjoy smartphones for browsing the internet, connecting on social media, watching videos, playing games, and even handling work tasks on the go. In this blog, we will dive into the best phone under 40,000. Table of Contents: […]

Mobile on emi May 15, 2025

Mobile Loan in Nepal: Easy EMI Options with Hulas Finserv

A good smartphone is no longer a luxury, but a necessity for staying connected, managing work on the go, or capturing life’s best moments. However, the rising cost of high-end smartphones makes it difficult for many people to afford the latest models upfront. Hulas Finserv steps in as a reliable financial service provider and offers […]

Mobile on emi March 18, 2025

Want Samsung on EMI? – Shop now, pay later

Looking to update your mobile phone? Samsung is one of the renowned brands in the case of electronic devices. It is hyping the world with its latest smartphones, focusing on AI features and personalized experiences. Samsung launched instant finance in Nepal in June 2023, making it easier to buy the latest smartphones without any financial […]

Mobile on emi December 19, 2024

Get Instant Mobile Loan in Nepal – Get Funds Anytime, Anywhere!

Mobile phones are not just a means of communication; they serve as multi-functional devices to stay connected, entertain themselves, access educational tools, and many more. Getting a mobile loan in Nepal is an instant process with a trusted financial service provider. Table Of Contents: What is EMI and How Does It Work?Why Choose Instant Mobile […]

Mobile on emi October 7, 2024

Get Your Dream Phone on EMI in Nepal | Easy & Fast Approval

Do you want your dream phone without paying all the money at once? With Hulas Finserv’s EMI phone in Nepal plan, you can get the latest smartphones by making simple monthly payments. The approval is quick and easy, so owning your dream phone is stress-free. Table Of Contents: Step-by-Step Guide to Get Your EMI Phone […]