What is a finance service?

Finance services encompass a broad range of activities related to managing money. This includes banking, investing, insurance, lending, and financial planning.

What is personal finance?

Personal finance involves managing your own money, including budgeting, saving, investing, and planning for retirement. It also includes managing debt, credit, and understanding tax implications.

How can I improve my credit score?

To improve your credit score, pay your bills on time, reduce your debt, avoid opening too many new accounts at once, and regularly check your credit report for errors.

A mortgage is a loan used to purchase real estate, where the property itself serves as collateral. The borrower repays the loan over a set period, typically 15 to 30 years.

What is the difference between secured and unsecured loans?

Secured loans are backed by collateral (e.g., a car or house), which the lender can seize if you default. Unsecured loans do not require collateral but usually have higher interest rates due to the increased risk to the lender.

What is a financial plan?

A financial plan is a comprehensive evaluation of an individual's current and future financial state, using known variables to predict future cash flows, asset values, and withdrawal plans. It often includes budgeting, savings, investments, insurance, and retirement planning.

How do I find a good financial advisor?

Look for a financial advisor with relevant credentials (e.g., CFP, CFA), a fiduciary duty to act in your best interest, positive client reviews, and a clear fee structure. Interview multiple advisors to find one that fits your needs and goals.

September 1, 2025

Top 5 Best Cars in Nepal in 2025: Performance, Price, and EMI Options

Four wheeler loan

Looking for the best cars in Nepal in 2025? Whether you are looking for a stylish EV, a fuel-efficient and compact SUV, or a second hand car in Nepal, it may be difficult to know which car to buy without the right information. In this guide, we present the top 5 best car options, their specifications, features, and prices, and how Hulas Finserv’s simple EMI schemes help you take your dream car home.

Table of Content

1. BYD Atto 3

2. Tata Nexon EV

3. Tata Tigor EV

4. Renault Kiger

5. Hyundai Creta

Why These Cars Stand Out

Own Your Dream Car Today with HFL EMI Plans

Conclusion

FAQs

BYD Atto 3

Type: Electric SUV
Price: NPR 56.90 – 67.80 Lakh
Performance: 135 PS, 345-420 km WLTP range, 310 Nm torque
Charging: 0-80% in 50 min (DC fast charger), full AC in 7.5-9.5 hrs
Features:

12.6 inch rotating touchscreen
Panoramic sunroof, ambient lighting
Full ADAS and 7 airbags
Spacious and 440L, 175 mm ground clearance

BYD Atto 3 is available in two variants in Nepal. The following variants are shown below:

Advanced 100 kW Engine: 49.92 kWh battery, 345 km range and price is NPR 56.90 Lakh.
Superior 100 kW Engine: 60.48 kWh battery, 420 km range and price is NPR 67.80 Lakh.

Both variants have the same performance and basic features, but the superior variants offer greater battery capacity, extended range and additional premium features.

Tata Nexon EV

Type: Electric SUV
Price: NPR 38.99 – 42.99 Lakh
Performance: 50 kW motor, 312 km ARAI range
Features:

5-star Global NCAP safety rating
Spacious cabin and boot
Modern infotainment and safety features like ABS, EBD and dual airbags

Tata Nexon EV is available in three variants in Nepal. The following variants are listed below:

XM: Includes base features and price is NPR 38.99 Lakh.
XZ+ : Added touchscreen, better interior trims, convenience features and price is NPR40.99 Lakh.
XZ+ LUZ: Premium trims, leather seats, advanced infotainment, extra safety features and price is NPR 42.99 Lakh.

All variants share the same motor and range, but higher prices reflect extra comfort and premium features and Tata provides the best EV cars in Nepal.

Tata Tigor EV

Type: Electric Sedan
Price: NPR 29.99 – 32.99 Lakh
Performance: 50 kW motor, 312 km ARAI range
Charging: Fast charge – 80% in 58 min
Features:

Spacious cabin and boot (310L)
Dual airbags, ABS with EBD, child safety locks

In Nepal, there are three main variants of Tata Tigor EV: XE, XM and XZ+ and XZ+ DT The following variants are listed below:

XE: Most affordable model with price being NPR 29.99 Lakh.
XM: Mid-range with better trims and features and price is NPR 32.50 Lakh.
XZ+ : Premium variant with extra features and price is NPR 34 Lakh.
XZ+ DT: Ultimate dual-tone option with premium styling and extra features and price is 33.49 Lakh.

Renault Kiger

Type: Compact SUV (petrol)
Price in Nepal: 40.99 Lakh
Performance: 1.0 L with 3 cylinder engine, 71 bhp, 96 Nm torque
Features:

205 mm ground clearance, 405L boot space
Stylish design and compact size for city driving
Safety: 4-Star Global NCAP, ABS, and airbags

The Renault Kiger is available in four variants in Nepal. Following variants are listed below:

RXE: Base model and price is NPR 26.99 Lakhs.
RXL: Adds more comfort and technology and price is NPR 31.80 Lakhs.
RXT: Premium features like wireless smartphone charger, 8 inch touchscreen infotainment system and dual-tone roof option and price is NPR 35.79 Lakhs for MT version and 36.39 Lakhs for AMT version.
RXZ: Top end features like advanced infotainment, smart access key and push button start, and rear AC vents and premium interior finishes and styling and price is NPR 38.60 Lakh for MT version and 39.84 Lakhs for AMT version.

All variants share engine specifications, the higher variants add convenience, styling and technological features.

Hyundai Creta

Type: Compact SUV (Petrol)
Price in Nepal: 46.56 – 48.96 Lakh
Performance: 50 kW motor, 312 km ARAI range
Features:

6 airbags, ESC, touchscreen infotainment
Spacious cabin with premium interiors
Good resale value

In Nepal, Hyundai Creta is available in a wide range of variants. But the two variants which HFL recommends you to buy are listed below:

E: base model and price is NPR 46.56 Lakh.
EX: additional features like rear AC vents, alloy wheels and 7 inch touchscreen infotainment system with apple carplay and price is NPR 48.96 Lakh.

Both variants are good but the ex model includes additional comfort, tech, and premium styling features.

Why These Cars Stand Out

Performance, comfort and style are all perfectly balanced in these cars. They provide excellent fuel economy, advanced safety features, and best design that works well for both short and long trips. Additionally, they have a high resale value, which makes them a wise choice for Nepali buyers. You can get all

Own Your Dream Car Today with HFL EMI Plans

It is now easier than ever to own the car of your dreams with Hulas Finserv. You can pay in simple monthly installments and drive home now with flexible EMI plans. It is a smart and stress free method to get the car you desire without having to pay a lot of money up front.

Conclusion

If you are looking for the best cars in Nepal, or reconditioned cars in Nepal, these top models provide comfort, performance and best features. It is now easy and affordable to own your ideal car with Hulas Finserv’s simple EMI plan. Use HFL to make your next car purchase stress-free and smart and drive home safely with your new car.