What is a finance service?

Finance services encompass a broad range of activities related to managing money. This includes banking, investing, insurance, lending, and financial planning.

What is personal finance?

Personal finance involves managing your own money, including budgeting, saving, investing, and planning for retirement. It also includes managing debt, credit, and understanding tax implications.

How can I improve my credit score?

To improve your credit score, pay your bills on time, reduce your debt, avoid opening too many new accounts at once, and regularly check your credit report for errors.

A mortgage is a loan used to purchase real estate, where the property itself serves as collateral. The borrower repays the loan over a set period, typically 15 to 30 years.

What is the difference between secured and unsecured loans?

Secured loans are backed by collateral (e.g., a car or house), which the lender can seize if you default. Unsecured loans do not require collateral but usually have higher interest rates due to the increased risk to the lender.

What is a financial plan?

A financial plan is a comprehensive evaluation of an individual's current and future financial state, using known variables to predict future cash flows, asset values, and withdrawal plans. It often includes budgeting, savings, investments, insurance, and retirement planning.

How do I find a good financial advisor?

Look for a financial advisor with relevant credentials (e.g., CFP, CFA), a fiduciary duty to act in your best interest, positive client reviews, and a clear fee structure. Interview multiple advisors to find one that fits your needs and goals.

Mobile Phones - Hulas Finserv

Mobile Phones

Prepone Your Dreams

Looking for an easy mobile phone loan in Nepal? Hulas Finserv offers 0% EMI financing for mobile devices, with up to 60% financing, and flexible repayment options ranging from 3 to 12 months.

Mobile phone loans are available with 40% down payment and zero interest. Upgrade your lifestyle now without any financial stress. Learn more about our mobile financing and apply today.

Hulas Finserv makes financing transparent and accessible with no hidden charges, just easy EMI. Also, learn more about our 0 Sewa Sulka benefits and apply now.

Loan Amount

60%

Tenure

3-12 months

Interest rate

Rates

For Mobile Phones

For Mobile Phones & Gadgets

Down Payment	Interest Rate	Tenure
40% of the total product cost	0%	12 months

Rates are subject to change from time to time.

EMI Calculator

How much money do you need?

We will estimate the EMI for you.

For the loan amount of

NPR 0

You will have to pay

NPR 0,000/month*

At interest

Tenure

3-12 months

* This is an approximate EMI calculation. The interest rate for mobile devices and consumer electronics on EMI starts at 0%.

Have you gathered all the required documents?

Passport Size Photo

(Applicant & Guarantor)

Citizenship Photocopy

(Applicant & Guarantor)

* Note: The documents may vary as per the nature of the products or the business but these are the basic required documents.