What is a finance service?

Finance services encompass a broad range of activities related to managing money. This includes banking, investing, insurance, lending, and financial planning.

What is personal finance?

Personal finance involves managing your own money, including budgeting, saving, investing, and planning for retirement. It also includes managing debt, credit, and understanding tax implications.

How can I improve my credit score?

To improve your credit score, pay your bills on time, reduce your debt, avoid opening too many new accounts at once, and regularly check your credit report for errors.

A mortgage is a loan used to purchase real estate, where the property itself serves as collateral. The borrower repays the loan over a set period, typically 15 to 30 years.

What is the difference between secured and unsecured loans?

Secured loans are backed by collateral (e.g., a car or house), which the lender can seize if you default. Unsecured loans do not require collateral but usually have higher interest rates due to the increased risk to the lender.

What is a financial plan?

A financial plan is a comprehensive evaluation of an individual's current and future financial state, using known variables to predict future cash flows, asset values, and withdrawal plans. It often includes budgeting, savings, investments, insurance, and retirement planning.

How do I find a good financial advisor?

Look for a financial advisor with relevant credentials (e.g., CFP, CFA), a fiduciary duty to act in your best interest, positive client reviews, and a clear fee structure. Interview multiple advisors to find one that fits your needs and goals.

Chief Business Officer - Hulas Finserv

Qualification

Master’s degree in Business Administration, Finance, Economics, or a related field.

Experience

Minimum 10 years of experience in financial services, preferably in hire purchase, asset financing, retail lending, or consumer finance.

Salary

Negotiable

Time

Full Time

Location

Tripureshwor-11, Kathmandu

Strategic Leadership:
- Develop and execute business strategies to drive sustainable growth, profitability, and market leadership across all business verticals.
- Identify emerging market trends, customer needs, and competitive opportunities to strengthen the company’s position.
Business Growth & Market Expansion:
- Lead business development initiatives to expand market reach, customer acquisition, and service penetration.
- Introduce innovative financing solutions and strategic partnerships to accelerate growth.
Financial & P&L Management:
- Own and manage overall business profitability, revenue targets, budgeting, and cost optimization initiatives.
- Monitor key financial and operational metrics to ensure achievement of business objectives.
Credit, Risk & Recovery Management:
- Strengthen credit underwriting, portfolio quality, collections, and recovery processes to minimize risk and maintain healthy asset quality.
- Implement robust risk assessment and control mechanisms aligned with regulatory standards and business goals.
Operational Excellence:
- Ensure efficient, scalable, and customer-centric operations across loan origination, disbursement, servicing, and collections.
- Drive process improvements and operational efficiencies through data-driven decision-making and technology adoption.
Regulatory Compliance & Governance:
- Ensure full compliance with all regulatory, legal, and internal governance requirements related to hire purchase operations.
- Maintain strong relationships with industry stakeholders.
Leadership & People Management:
- Build, mentor, and lead a high-performing team while fostering a culture of accountability, collaboration, and continuous improvement.
- Develop leadership capabilities across teams to support long-term organizational growth.
Stakeholder Management:
- Build and maintain strong relationships with financial institutions, business partners, regulators, vendors, and other key stakeholders.
- Represent the organization in industry forums, strategic discussions, and partnership engagements.

Master’s degree in Business Administration, Finance, Economics, or a related field.
Minimum 10 years of experience in financial services, preferably in hire purchase, asset financing, retail lending, or consumer finance.
Strong understanding of credit risk assessment, loan structuring, collections, recovery, and regulatory frameworks.
Demonstrated success in business growth, P&L management, and strategic execution.
Proven leadership experience with the ability to manage and inspire cross-functional teams.
Excellent communication, negotiation, stakeholder management, and decision-making skills.
Strong analytical and strategic thinking abilities with a data-driven approach to problem-solving.
Ability to thrive in a fast-paced and growth-oriented environment.

As per company policy

Deadline: 20/06/2026