What is a finance service?

Finance services encompass a broad range of activities related to managing money. This includes banking, investing, insurance, lending, and financial planning.

What is personal finance?

Personal finance involves managing your own money, including budgeting, saving, investing, and planning for retirement. It also includes managing debt, credit, and understanding tax implications.

How can I improve my credit score?

To improve your credit score, pay your bills on time, reduce your debt, avoid opening too many new accounts at once, and regularly check your credit report for errors.

A mortgage is a loan used to purchase real estate, where the property itself serves as collateral. The borrower repays the loan over a set period, typically 15 to 30 years.

What is the difference between secured and unsecured loans?

Secured loans are backed by collateral (e.g., a car or house), which the lender can seize if you default. Unsecured loans do not require collateral but usually have higher interest rates due to the increased risk to the lender.

What is a financial plan?

A financial plan is a comprehensive evaluation of an individual's current and future financial state, using known variables to predict future cash flows, asset values, and withdrawal plans. It often includes budgeting, savings, investments, insurance, and retirement planning.

How do I find a good financial advisor?

Look for a financial advisor with relevant credentials (e.g., CFP, CFA), a fiduciary duty to act in your best interest, positive client reviews, and a clear fee structure. Interview multiple advisors to find one that fits your needs and goals.

FInancial Service - Hulas Finserv

FInancial Service April 11, 2025

Digital Literacy in Hire-Purchase: Smarter Financing in Nepal

We live in an era of instant connectivity, where smartphones have become our go-to tool for everything—from chatting with friends to managing our finances. With the increasing use of mobile wallets, digital banking, and online shopping, there is no question that the future will be digital. Financial services in Nepal are rapidly evolving as people […]

Digital Literacy in Hire Purchase and Financial Services in Nepal

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Why Financial Planning Matters: Tips for Beginners

Financial planning sounds simple but yet a powerful tool to take control of your money. It helps you set clear goals and build a secure future. If you are new to this approach, it may be overwhelming. However, it is a crucial step toward your long-term economic health. Let’s discuss why financial planning is important […]

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How to Improve Your Financial Management Skills in 2024

Effective financial management skills are important for managing your budget and helping it to grow. However, personal finance has become complex, and only a proactive approach enables one to make informed financial decisions. This blog uncovers strategies to enhance your financial management skills in 2024 and achieve your financial goals. Table Of Contents How to […]

FInancial Service August 7, 2024

Your Go-To Financial Service Provider in Nepal

Entering the world of financing can be challenging, but choosing the right financial service provider in Nepal can create a true value proposition for your financial needs. With numerous providers available, finding a reliable one can be quite difficult, but no need to worry. This blog explores a trustworthy financial service provider in Nepal that […]