What is a finance service?

Finance services encompass a broad range of activities related to managing money. This includes banking, investing, insurance, lending, and financial planning.

What is personal finance?

Personal finance involves managing your own money, including budgeting, saving, investing, and planning for retirement. It also includes managing debt, credit, and understanding tax implications.

How can I improve my credit score?

To improve your credit score, pay your bills on time, reduce your debt, avoid opening too many new accounts at once, and regularly check your credit report for errors.

A mortgage is a loan used to purchase real estate, where the property itself serves as collateral. The borrower repays the loan over a set period, typically 15 to 30 years.

What is the difference between secured and unsecured loans?

Secured loans are backed by collateral (e.g., a car or house), which the lender can seize if you default. Unsecured loans do not require collateral but usually have higher interest rates due to the increased risk to the lender.

What is a financial plan?

A financial plan is a comprehensive evaluation of an individual's current and future financial state, using known variables to predict future cash flows, asset values, and withdrawal plans. It often includes budgeting, savings, investments, insurance, and retirement planning.

How do I find a good financial advisor?

Look for a financial advisor with relevant credentials (e.g., CFP, CFA), a fiduciary duty to act in your best interest, positive client reviews, and a clear fee structure. Interview multiple advisors to find one that fits your needs and goals.

used car finance - Hulas Finserv

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Four wheeler loan, used car finance April 20, 2025

Affordable 2nd-Hand Car in Nepal | Easy Approval, Low Interest

The poor condition of roads in Nepal, combined with high cost, makes people think twice before investing in a new car. In such a scenario, buying a 2nd-hand car in Nepal can be a practical option. Hulas Finserv provides affordable financing options and simple approval processes to make it easier to own a used car. […]

used car finance February 11, 2025

Need Used Car Finance in Nepal? Easy and Fast Processing

Owning a car is a dream that symbolizes freedom, independence, and achievement. It is more than just a vehicle- it’s a partner in experiences, memories, and milestones. However, buying a brand-new car is not a practical option for many individuals because of its high costs. Here’s a closer look at used car finance in Nepal. […]