January 16, 2025
If you are planning to take a loan in Nepal, it is normal to be confused, especially if it’s your first time. With various loan options and financial institutions available, it is important to know which is the best option for you. This blog post is a simple guide to picking the right loan option.
Loan in Nepal: A Beginner’s Guide to Picking the Right One
Two Wheelers Loan in Nepal
Three Wheelers Loan in Nepal
Four Wheelers Loan in Nepal
Consumer Electronics and Furniture Loans in Nepal
Laptop Loan in Nepal
How To Apply For Loan?
Conclusion
FAQs
Hulas Finserv, the best financial service provider in Nepal provides numerous options for a loan. We have different EMI plans to make your dream of getting a product easier and more affordable. Our options for a loan are as follows:
Loan Amount: Up to 70% of the total product cost
Tenure: 6 – 36 Months
Interest rate: 0% – 14%
The exact rate for New Two Wheelers
Loan Amount | Interest Rate | Tenure |
For Bajaj 30% of the total product cost 40% of the total product cost 50% of the total product cost | 13.99% 11.99% 9.99% | 24 months 36 months 36 months |
For KTM 50% of the total product cost 50% of the total product cost | 11.99% 12.99% | 18 months 36 months |
For Triumph 50% of the total product cost | 9.99% | 36 months |
The exact rate for Reconditioned Two Wheelers
Loan Amount | Interest Rate | Tenure |
50% of the total product cost | 14% | 18 months |
Loan Amount: Up to 70% of the total product cost
Tenure: 24 Months
Interest rate: 0% – 14%
The exact rate for New Three Wheelers
Loan Amount | Interest Rate | Tenure |
40% of the total product cost | 14% | 30 months |
50% of the total product cost | 0% | 24 months |
The exact rate for Reconditioned Three Wheelers
Loan Amount | Interest Rate | Tenure |
50% of the total product cost (With a maximum loan amount of Rs. 1,20,000) | 0% | 24 months |
Loan Amount: Up to 60% of the total product cost
Tenure: Up To 60 Months
Interest rate: 13%
The exact rate for New Four Wheelers
Loan Amount | Interest Rate | Tenure |
40% of the total product cost | 14% | 60 months |
50% of the total product cost | 13% | 60 months |
The exact rate for Reconditioned Four Wheelers
Loan Amount | Interest Rate | Tenure |
Maximum 60% of the total product cost | 13% | 60 months |
Consumer Electronics Loan Details
Loan Amount: Up to 70% of the total product cost
Tenure: 6-12 Months
Interest rate: 0%
The exact rate for Consumer Electronics
Loan Amount | Interest Rate | Tenure |
70% of the total product cost | 0% | 12 months |
The exact rate for Smartphones and Gadgets
Loan Amount | Interest Rate | Tenure |
60% of the total product cost | 0% | 3 – 12 months |
Loan Amount: Up to 50% of the total product cost
Tenure: 6-12 Months
Interest rate: 0%
The exact rate for New Furniture
Loan Amount | Interest Rate | Tenure |
50% of the total product cost | 0% | 6-12 months |
Loan Amount: 60% of the total product cost
Tenure: 3-12 Months
Interest rate: 0%
The exact rate for New Laptops
Loan Amount | Interest Rate | Tenure |
60% of the total product cost | 0% | 3-12 months |
Note: The rate can fluctuate from time to time so it’s better to visit the website once to confirm the recent rate.
Applying for a loan with Hulas Finserv is just a few clicks away. Simply visit our website, click on the specific section you wish to apply for a loan, and check your eligibility. We streamline the process by only requiring your citizenship during the document submission stage. Once you meet the eligibility criteria, submit your application, and we’ll approve it quickly. Alternatively, you can download the HFL App, log in or create an account, fill out a KYC form, and apply for loans.
Picking the right loan is made easy with Hulas Finserv. Whether you’re looking for a loan for a two-wheeler, three-wheeler, four-wheeler, electronics, or more, we offer flexible options tailored to your needs. With easy application steps and competitive interest rates, we are here to help you turn your dreams into reality. Visit our website today to explore our loan options and take the first step toward achieving your financial goals.
Which is the best financial institution in Nepal to take a loan?
Hulas Finserv is one of the best financial institutions in Nepal to take a loan.
What are loan options available at Hulas Finserv?
Hulas Finserv provides loans for two-wheelers, three-wheelers, four-wheelers, consumer electronics, furniture, and laptops.
Can I apply for a loan with a reconditioned product?
Yes, we offer loans for reconditioned two-wheelers, three-wheelers, and four-wheelers too.
Checking Eligibility