What is a finance service?

Finance services encompass a broad range of activities related to managing money. This includes banking, investing, insurance, lending, and financial planning.

What is personal finance?

Personal finance involves managing your own money, including budgeting, saving, investing, and planning for retirement. It also includes managing debt, credit, and understanding tax implications.

How can I improve my credit score?

To improve your credit score, pay your bills on time, reduce your debt, avoid opening too many new accounts at once, and regularly check your credit report for errors.

A mortgage is a loan used to purchase real estate, where the property itself serves as collateral. The borrower repays the loan over a set period, typically 15 to 30 years.

What is the difference between secured and unsecured loans?

Secured loans are backed by collateral (e.g., a car or house), which the lender can seize if you default. Unsecured loans do not require collateral but usually have higher interest rates due to the increased risk to the lender.

What is a financial plan?

A financial plan is a comprehensive evaluation of an individual's current and future financial state, using known variables to predict future cash flows, asset values, and withdrawal plans. It often includes budgeting, savings, investments, insurance, and retirement planning.

How do I find a good financial advisor?

Look for a financial advisor with relevant credentials (e.g., CFP, CFA), a fiduciary duty to act in your best interest, positive client reviews, and a clear fee structure. Interview multiple advisors to find one that fits your needs and goals.

Recondition Car Loan in Nepal |with Hulas Finserv

Reconditioned Cars

Prepone Your Dreams

Looking for a 4-Wheeler Loan to buy a reconditioned car? Hulas Finserv makes it simple and affordable. We provide quick and flexible financing for both new and used four-wheelers through authorized dealers approved by the company.

Whether you’re buying your first car or upgrading to a better model, our loan services are designed to make the entire process smooth, transparent, and stress-free. With low interest rates, flexible EMIs, and fast approval, driving your dream car is now easier than ever.

Hulas Finserv Hire Purchase Ltd. offers a fast and flexible car loan to finance new and reconditioned four-wheelers under the company’s specified policy. We finance new and reconditioned cars from authorized reconditioned houses approved by the company, offering a smooth process for those seeking a second-hand car on EMI. With our commitment to being the best car loan provider, it is easier to get behind the wheel of your desired vehicle.

Loan Amount

Upto 60% of total product cost

Tenure

60 months

Interest rate

12%

Read the documents carefully

EMI Calculator

How much money do you need?

We will estimate the EMI for you.

For the loan amount of

NPR 0

You will have to pay

NPR 0,000/month*

At interest

12%

Tenure

60 months

* This is an approximate EMI calculation. The interest rate for mobile devices and consumer electronics on EMI starts at 0%.

Have you gathered all the required documents?

Passport Size Photo

(Applicant & Guarantor)

Citizenship Photocopy

(Applicant & Guarantor)

Valid Driving License

Income Source Document

Resident Proof Document

Additional Documents

Following additional documents are required in case of Business (Documents may vary as per nature of business)

Business Registration

PAN/VAT

Tax Clearance

Loan Request Application in company letter head.

Partnership Deed

Share Ownership Document

Minute

Loan Processing Authority Letter

Frequently Asked Questions

: What is the total loan amount financed?

Up to 60% of the total product cost

What are the interest rates?

12%

What is the time period for the installment to be paid?

Up to 60 months

What if I cannot pay the EMI on time?

If you’re not able to pay the EMI on time, you’ll be accountable for a 2% penalty per month on the total overdue amount

What is your reach in Nepal?

We are spread all over Nepal.

What are the payment options?

Our payment options are:

Online payments (HFL App, eSewa, Khalti, Connect-IPS)

Over-the-counter payment

Bank deposits

Down Payment	Interest Rate	Tenure
40% of the total product cost	12%	60 months

Prepone Your Dreams