What is a finance service?

Finance services encompass a broad range of activities related to managing money. This includes banking, investing, insurance, lending, and financial planning.

What is personal finance?

Personal finance involves managing your own money, including budgeting, saving, investing, and planning for retirement. It also includes managing debt, credit, and understanding tax implications.

How can I improve my credit score?

To improve your credit score, pay your bills on time, reduce your debt, avoid opening too many new accounts at once, and regularly check your credit report for errors.

A mortgage is a loan used to purchase real estate, where the property itself serves as collateral. The borrower repays the loan over a set period, typically 15 to 30 years.

What is the difference between secured and unsecured loans?

Secured loans are backed by collateral (e.g., a car or house), which the lender can seize if you default. Unsecured loans do not require collateral but usually have higher interest rates due to the increased risk to the lender.

What is a financial plan?

A financial plan is a comprehensive evaluation of an individual's current and future financial state, using known variables to predict future cash flows, asset values, and withdrawal plans. It often includes budgeting, savings, investments, insurance, and retirement planning.

How do I find a good financial advisor?

Look for a financial advisor with relevant credentials (e.g., CFP, CFA), a fiduciary duty to act in your best interest, positive client reviews, and a clear fee structure. Interview multiple advisors to find one that fits your needs and goals.

Easy auto Loans | Hulas FinServ

Commercial Vehicles

Prepone Your Dreams

Hulas Finserv Hire Purchase Ltd. provide Auto loan for reconditioned three wheelers under the company’s specified policy. We finance new and reconditioned three-wheelers. We are spread all over Nepal with a reach of more than sixteen thousand customers.

Loan Amount

Upto 60% of total product cost

Tenure

24 - 30 Months

Interest rate

4.99% - 14%

Rates

For Commercial Vehicles

Down Payment	Interest Rate	Tenure
40% of the total product cost	14%	30 months
50% of the total product cost	4.99%	24 months

Rates are subject to change from time to time.

For Reconditioned Commercial Vehicles

Down Payment	Interest Rate	Tenure
50% of the total product cost (Up to the loan amount of Rs.1,20,000)	0%	24 months

EMI Calculator

How much money do you need?

We will estimate the EMI for you.

For the loan amount of

NPR 0

You will have to pay

NPR 0,000/month*

At interest

14%

Tenure

24 - 30 Months

* This is an approximate EMI calculation. The interest rate for mobile devices and consumer electronics on EMI starts at 0%.

Have you gathered all the required documents?

Passport Size Photo

(Applicant & Guarantor)

Citizenship Photocopy

(Applicant & Guarantor)

Valid Driving License

Income Source Document

Resident Proof Document

Additional Documents

Following additional documents are required in case of Business (Documents may vary as per nature of business)

Business Registration

PAN/VAT

Tax Clearance

Loan Request Application in company letter head.

Partnership Deed

Share Ownership Document

Minute

Loan Processing Authority Letter

Hassle Free Payments

Esewa

Khalti

connectIPS

IME Pay

Fonepay

Know More

Frequently Asked Questions

: What is the total loan amount financed?

Up to 70% of the total product cost

What are the interest rates?

0% – 14%

What is the time period for the installment to be paid?

Up to 24 months

What if I cannot pay the EMI on time?

If you’re not able to pay the EMI on time, you’ll be accountable for a 2% penalty per month on the total overdue amount

What is your reach in Nepal?

We are spread all over Nepal.

What are the payment options?

Our payment options are:

Online payments (HFL App, eSewa, Khalti, Connect-IPS)

Over-the-counter payment

Bank deposits