What is a finance service?

Finance services encompass a broad range of activities related to managing money. This includes banking, investing, insurance, lending, and financial planning.

What is personal finance?

Personal finance involves managing your own money, including budgeting, saving, investing, and planning for retirement. It also includes managing debt, credit, and understanding tax implications.

How can I improve my credit score?

To improve your credit score, pay your bills on time, reduce your debt, avoid opening too many new accounts at once, and regularly check your credit report for errors.

A mortgage is a loan used to purchase real estate, where the property itself serves as collateral. The borrower repays the loan over a set period, typically 15 to 30 years.

What is the difference between secured and unsecured loans?

Secured loans are backed by collateral (e.g., a car or house), which the lender can seize if you default. Unsecured loans do not require collateral but usually have higher interest rates due to the increased risk to the lender.

What is a financial plan?

A financial plan is a comprehensive evaluation of an individual's current and future financial state, using known variables to predict future cash flows, asset values, and withdrawal plans. It often includes budgeting, savings, investments, insurance, and retirement planning.

How do I find a good financial advisor?

Look for a financial advisor with relevant credentials (e.g., CFP, CFA), a fiduciary duty to act in your best interest, positive client reviews, and a clear fee structure. Interview multiple advisors to find one that fits your needs and goals.

Affordable Furniture Loans | 0% EMI Financing

Furnitures

Prepone Your Dreams

Looking for affordable furniture loans in Nepal? Hulas Finserv provides loans with 0% interest for furniture above Rs 50000. Whether you are buying a sofa, dining set, or wardrobe, enjoy easy repayment terms and flexible financing options.

We provide the best loan policy, ensuring there are no hidden costs, just smart financing to help you furnish your home quickly and stress-free.

Learn more about our furniture on EMI in Nepal and discover expert tips on financial planning with Hulas Finserv.

Loan Amount

Upto 50% of the total product cost

Tenure

6-12 months

Interest rate

Rates

For Furnitures

Down Payment	Interest Rate	Tenure
50% of the total product cost	0%	6-12 months

Rates are subject to change from time to time.

EMI Calculator

How much money do you need?

We will estimate the EMI for you.

For the loan amount of

NPR 0

You will have to pay

NPR 0,000/month*

At interest

Tenure

6-12 months

* This is an approximate EMI calculation. The interest rate for mobile devices and consumer electronics on EMI starts at 0%.

Have you gathered all the required documents?

* Note: The documents may vary as per the nature of the products or the business but these are the basic required documents.

Frequently Asked Questions

: What is the total loan amount financed?

Up to 50% of the total product cost

What is the interest rate?

0%

What is the period for the installment to be paid?

6-12 months

What if I cannot pay the EMI on time?

If you cannot pay the EMI in time, you’ll be accountable for a 2% monthly penalty on the total overdue amount.

What are the payment options?

Our payment options are:

Online payments (HFL App, eSewa, Khalti, Connect-IPS)

Over-the-counter payment

Bank deposits