Second-Hand Bikes for students in Nepal: Safe and Affordable Options on EMI

For a student, having your own bike is like absolute freedom, you can go to college, meet friends or ride around the city without waiting for a bus or a ride. However, let’s be honest, if you want to buy a brand new bike, that usually isn’t easily affordable as a student. Hulas Finserv is here to help with easy EMI plans for Second-hand bikes in Nepal, to make bike ownership easier and without the financial burden. 

In this blog, we’ll look at why reconditioned bikes in Nepal are a smart choice for college students, things to consider before purchasing a bike, and how Hulas Finserv EMI plans with 0 सेवा शुल्क (no service charge) allows you to have a bike safely and affordably. 

Table of Content

Second-Hand Bikes for students in Nepal: Safe and Affordable Options on EMI

Why Students Should choose Second-hand Bikes in Nepal

Considerations Before Purchasing a Second-Hand Bike in Nepal

Safe and Affordable EMI Options for Reconditioned Bikes

Tips for Buying Safe and Affordable reconditioned bikes in Nepal

Step-by-Step Guide: How to Get a 2nd Hand Bike on EMI from Hulas FInserv

Why Choose Hulas Finserv for Two-Wheeler Financing

Conclusion

FAQs

Why Students Should Choose Second-hand Bikes in Nepal

Purchasing a used bike is one of the best ways for students to save money while still having the comfort of their own ride. Here are some reasons why students should buy a second-hand bike:

• Save Money: You can save almost 50% by buying a reconditioned bike.
• Good Condition: Reconditioned bikes are checked properly, maintained at service center, and ready to ride.
• Easy Resale: You can always sell it again with minimal loss.
• Great for daily travel: Second-hand bikes in Nepal are perfect for shorter college rides or city rides.

If you are just starting college or working part-time, purchasing a second-hand bike in Nepal is a smart, budget-friendly choice.

Considerations Before Purchasing a Second-Hand Bike in Nepal

It is important to consider some factors when buying a second hand bike in Nepal:

• Check bike condition: Check bike tires, brakes, lights, and engine oil before making a purchase. A well-maintained bike is better in performance and safer.
• Verify documents: Check to see that the bike has a valid Blue Book, and taxes are paid in time. Additionally, check the additional documents of whether the bike is legally owned or not.
• Service record: Ask for the maintenance history or the bill of service center. Regular servicing means better reliability and care.
• Trusted seller: Make sure that you purchase from reputable dealers or financial service providers, such as Hulas Finserv. Purchasing a used bike through Hulas provides safety, trustworthiness, and reduces the chance of fraud.

Safe and Affordable EMI Options for Reconditioned Bikes

If you can’t pay the full amount upfront, consider buying your bike through Hulas Finserv’s EMI plans:

• Easy EMI plans: Students can make the purchase for bikes in small monthly installments instead of paying full amount upfront.
• 0 सेवा शुल्क: Students are not charged with any service charge or hidden fees when making the purchase.
• Quick Approval: Hulas offers minimal documentation when processing and quick approval, which can save up a lot of time. Students can get their bike within 30 minutes after approval.
• Flexible payments: Choose flexible EMI plans that will suit your monthly budget. This helps students plan properly when making a purchase. 

Tips for Buying Safe and Affordable Reconditioned Bikes in Nepal

Here are some simple tips before buying a safe and affordable reconditioned bike in Nepal:

• Test drive the bike: Take a short test ride before purchasing it. Check the brakes, gears, and other features too to see how well it is performing.
• Price comparisons: Check used bikes in Nepal in online or multiple stores. This will help you a lot in comparing prices to get a fair deal.
• Avoid old models: New bikes are more reliable and fuel-efficient, and will also have lower maintenance costs compared to older models.

Step-by-Step Guide: How to Get a 2nd Hand Bike on EMI from Hulas FInserv

Here is how students can easily get a 2nd-hand bike on EMI from Hulas Finserv:

1. Go to Hulas Finserv:Visit the nearest branch.
2. Check your eligibility: You have to be a Nepali between 18-65 years of age, have regular income, and documentation.
3. Collect documents: Bring citizenship and passport size photo (student & guarantor), an identity card or a driving license, income proof, and residential proof before applying. 
4. Choose your bike: Pick your desired reconditioned bike from approved Hulas dealers.
5. Apply for a loan: Complete the application online or complete the application by visiting the nearest branch along with the required documents.
6. Receive loan approval: Hulas takes a little bit of time to review your application and approve your EMI plan.
7. Take your dream bike home: You can get your bike within 30 minutes of approval, and start paying your EMIs on a monthly basis.

Why Choose Hulas Finserv for Two-Wheeler Financing

• Hulas has EMI plans with 0 सेवा शुल्क (zero service charge) and no hidden costs.
• Interest rate of  11.99%, depending on tenure.
• You can choose flexible payment plans up to 18 months, making it easier to manage your budget.
• Quick approvals and little paperwork with just your citizenship document to ensure that you can begin riding your bike within 1 hour after finishing the process.
• Reconditioned bikes are guaranteed to be in a good condition and at fair price due to Hulas Finserv strong and trusted dealer network, as they only work with verified dealers.
• Digital Convenience including tools like EMI calculators, apps, and online tracking for a simple and hassle free experience.

Conclusion

Owning a bike does not have to be expensive or difficult for Nepalese students. With Hulas Finserv, you can simply get your reconditioned bike on EMI, with  0 सेवा शुल्क, flexible EMI plans, payment options, and quick approval. It is a smart, cost-effective, and convenient way to gain the freedom of riding your own bike while remaining within your budget. Begin your ride today and get easy two-wheel financing with Hulas

FAQs

1.Can students buy second-hand bikes on EMI in Nepal?

Yes, students can buy second-hand bikes on EMI in Nepal through trusted and reliable financial service provider Hulas Finserv.

2.What documents are required for the EMI process?

The documents required to complete the EMI process are a citizenship card and passport size photo (student & guarantor), blue book, income proof, residential proof document, and a valid driving license.

3.Is there any service fee on EMI plans?

There is no service fee or charges included on EMI plans at Hulas. Students will only pay the amount they were shown at the starting of the process.

4.Which bike brands are available on Hulas Finserv on EMI?

Yes, there are several brand names that are popular and supported under the EMI plan of Hulas. They are Honda, Yamaha, TVS, KTM, Bajaj, and Triumph.